Terms of Service

Please read these Terms of Service ("Terms") carefully before using the Money With Nofal website (the "Service") operated by Money With Nofal ("we", "us", or "our").

Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, customers, users, and others who access or use the Service.

By accessing the website, purchasing a digital product, or otherwise using the Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access or use the Service.

1. Country of Domicile and Governing Law

The Hashemite Kingdom of Jordan is our country of domicile.

These Terms shall be governed by and interpreted in accordance with the applicable laws of the Hashemite Kingdom of Jordan.

Any dispute arising from or relating to these Terms, the website, our digital products, or our services shall be subject to the jurisdiction of a court of competent jurisdiction in Jordan.

2. Payments

Visa and MasterCard debit and credit cards in USD will be accepted for payment where available through our payment provider.

Customers are responsible for ensuring that the payment information they provide is accurate, complete, and authorized for use.

The cardholder should retain a copy of transaction records as well as Money With Nofal's applicable policies and rules.

3. Sanctioned Countries

Money With Nofal will not knowingly trade with or provide services to individuals, entities, or countries subject to applicable OFAC (Office of Foreign Assets Control) sanctions where such transactions are prohibited under applicable law and the laws and regulations governing our payment providers.

4. Age Requirements

Customers under the age of 18 may not register as users, make purchases, or transact through the website.

By making a purchase or creating an account, you represent that you are at least 18 years old and legally capable of entering into these Terms.

5. Accounts and Confidentiality

Users are responsible for maintaining the confidentiality of their account information and login credentials.

You are responsible for activities conducted through your account and should notify us if you believe your account has been accessed or used without authorization.

6. Digital Products

Money With Nofal sells digital products, which may include budgeting templates, financial organization tools, downloadable files, guides, educational resources, and other digital materials.

Digital products are provided electronically and may be made available through download, email, customer account access, or another electronic delivery method.

Unless explicitly stated otherwise, purchasing a digital product grants you a limited, non-exclusive, non-transferable license for personal use only.

You may not reproduce, resell, redistribute, sublicense, share, publish, or commercially exploit our digital products without prior written permission from Money With Nofal.

Purchasing a digital product does not transfer ownership of the intellectual property contained within that product.

7. Educational and Financial Information Disclaimer

Content and digital products provided by Money With Nofal are intended for general educational and informational purposes only.

Nothing provided through the website, social media accounts, digital products, or other Money With Nofal services should be considered individualized financial, investment, tax, legal, or accounting advice.

Financial circumstances differ from person to person. Users are responsible for evaluating their own circumstances and, where appropriate, consulting a qualified professional before making significant financial or investment decisions.

Money With Nofal does not guarantee any particular financial result, savings amount, investment return, or improvement in a user's financial position from using its content or digital products.

8. Intellectual Property

The website, its original content, branding, designs, digital products, templates, graphics, educational materials, and other materials created by Money With Nofal are owned by or licensed to Money With Nofal and are protected by applicable intellectual property laws.

You may not copy, reproduce, modify, distribute, sell, or exploit these materials except as expressly permitted by these Terms or with our prior written permission.

9. User Content

Where the Service allows users to submit, post, upload, link, store, share, or otherwise make available information, text, graphics, or other materials ("User Content"), users remain responsible for the content they submit.

Users must not submit content that violates applicable law, infringes the rights of another person, or interferes with the operation or security of the Service.

10. Termination

We may terminate or suspend access to the Service immediately, without prior notice or liability, if a user breaches these Terms, misuses the Service, violates applicable law, or engages in conduct that may harm Money With Nofal, its customers, or its services.

Provisions that by their nature should survive termination shall remain in effect after termination, including intellectual property rights, disclaimers, limitations of liability, and other applicable provisions.

11. Third-Party Websites and Services

Our Service may contain links to third-party websites or services that are not owned or controlled by Money With Nofal.

Money With Nofal does not control and assumes no responsibility for the content, privacy policies, security, availability, or practices of third-party websites or services.

You acknowledge that Money With Nofal shall not be responsible or liable for loss or damage arising from your use of or reliance on third-party websites, products, or services.

12. Availability of the Service

We aim to keep our website, digital products, and services available and functioning properly. However, we do not guarantee that access will always be uninterrupted, secure, or error-free.

We may modify, suspend, discontinue, or update any part of the Service when reasonably necessary.

13. Limitation of Liability

To the maximum extent permitted by applicable law, Money With Nofal shall not be liable for indirect, incidental, consequential, or special losses arising from the use of, or inability to use, the website, digital products, or services.

Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by applicable law.

14. Changes to These Terms

We reserve the right to modify or replace these Terms when necessary.

If a change is material, we will make reasonable efforts to provide notice before the revised Terms take effect, where appropriate.

Continued use of the Service after revised Terms become effective constitutes acceptance of the updated Terms.

15. Contact Us

If you have any questions regarding these Terms of Service, please contact Money With Nofal through the contact information provided on our website.

Last Updated: September 15, 2026